Head of Credit

29

Jan

Head of Credit

• Category: Job

Job Purpose

To manage the overall credit function of the bank. This entails the end-to-end credit operations and service delivery processes by establishing internal controls and processes for credit assessment, restructuring, monitoring and recovery.

Job Specification

• Developing, reviewing and implementing policies, programmes and strategies for lending.
• Compliance with the Lending policy of the Bank, statutory and regulatory requirements.
• Developing and reviewing standard operating procedures.
• Coordinating preparation of credit proposals for consideration and approval.
• Coordinating management of loans and advances portfolio.
• Monitoring and evaluating the Bank’s loans and advances portfolio performance and revenue generation.
• Coordinating processing of information and filing of periodic returns to the Central Bank of Kenya.
• Managing the Bank’s equity investments.
• Coordinating the preparation of management and statutory reports.
• Any other duties as may be assigned from time to time.

Person Specification

For appointment to this grade, a candidate must have:

• Master’s degree in Business Administration, Finance, or a related field from a recognized institution.
• Bachelor’s degree in Actuarial Science, Commerce, Economics, Business Administration, Finance, or a related field.
• Registration with a recognized professional body (KIB, ICPAK, FMA, CRM, Diploma in Credit, or equivalent).
• At least twelve (12) years’ relevant experience, three (3) at Manager level or equivalent.
• Hands-on experience in collateral-based lending and portfolio monitoring.
• Strong understanding of credit risk assessment and portfolio management.
• Ability to manage delinquent accounts and minimize NPLs.
• Knowledge of regulatory compliance and risk governance.
• Strong stakeholder engagement skills.
• Leadership training from recognized institutions.
• Excellent computer literacy.
• Knowledge of banking processes.
• Demonstrated results in performance.
• Compliance with Chapter Six of the Constitution.

Key Competencies and Skills

• Excellent business acumen
• Strong leadership skills
• Excellent communication and interpersonal skills
• Report writing skills
• Strong analytical and numerical skills
• Situational analysis capability
• Attention to detail and critical thinking
• Innovative skills

To Apply

Interested candidates who meet the criteria above are encouraged to apply (zipped format), enclosing copies of academic and professional certificates, a detailed CV, and contacts of three referees by close of business on 13th February 2026.

Kindly indicate the position and title in the subject line and send applications to recruitment@devbank.com. Only shortlisted candidates will be contacted.

DBK is an equal opportunity employer.

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